Terms and Conditions

Effective Date: 2022

1. Acceptance of Terms

By accessing or using the IBHUB platform, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years old to use our platform. By using IBHUB, you confirm that you meet this requirement and can enter into a legal contract.

3. Account Registration

• Provide accurate and complete details when signing up.
• Keep your account credentials safe and confidential.
• You are fully responsible for activity under your account.

4. Services

IBHUB enables users to post, bid, and manage task-based jobs, and to process secure financial transactions. We may change or discontinue features without notice.

5. Payments and Transactions

• Transactions are handled through secure gateways (e.g., M-Pesa via IntaSend).
• Ensure correct details during deposit or withdrawal.
• We are not liable for failed transactions due to user errors or third-party issues.

6. Verification

Some features require phone or identity verification to ensure account security.

7. Prohibited Activities

Users must not:

• Break any laws or regulations.
• Post fraudulent or misleading information.
• Attempt to exploit or damage the platform.

8. Termination

We reserve the right to suspend or terminate any account involved in violations or suspicious behavior without prior notice.

9. Limitation of Liability

IBHUB is not responsible for:

• Losses of data, funds, or revenue.
• Technical interruptions or delays.
• Disputes between users.

10. Privacy

All user data is protected under our Privacy Policy. We do not share your personal data without your consent.

11. Changes to Terms

We may update these terms from time to time. Continued use of IBHUB implies acceptance of any changes.

12. Contact Us

For any questions or assistance, contact us:

Email: ibhubagency@gmail.com